Menu
 
 
You must select a category before selecting !
 
 
 
 
You must select a category before selecting !
 
Cayman Parent | Articles | Expert Advice | Health Insurance Part II | School & College Age Children

Health Insurance Part II | School & College Age Children

college bound student cayman insurance

Whilst they are dependants, children are to be insured on their parents’ plan, but once they marry or begin regular work (not counting holiday jobs), they are usually no longer considered dependants eligible for the parents’ plans and should go on their spouse’s or own employer’s plan (even if under age 18). In the event that the child loses his or her job, returns to school or becomes financially dependent again, it is possible to apply to add them back on to their parents’ plan.

Young adults aged between 18 or 19 years old (depending on the insurer) and age 30, who are in school or college and/or otherwise financially dependent on their parent, may remain on their parents’ plan as an ‘overage dependant’. In order to cover an overage dependent, however, proof that they are studying or financially dependent must be provided on a regular basis to the insurer, often as frequently as every six months. It is the parents’ responsibility to maintain valid proof at all times.

Parents need to know and follow their insurer’s requirements in this important matter. Failure to provide such proof – even when premiums are paid – may result in claims not being paid, and the insurer will not be able to verify coverage in emergency situations.

Interested in learning more?

Check out our pages on Health Insurance for Kids Abroad and Eligibility Details for Kids. Have more questions? Get in touch with experts at Cayman FirstFidelity and CG BritCay.

 
Share this story:
 

high achievement academy cayman group tutoring session

High Achievement Academy - Tutoring Services

Confidence, success, skills. High Achievement Academy (HAA) offers small group and one-on-one tutoring for all ages 5+ and abilities in…

 
 

Related Posts

Family Breakdown: Everything You Need to Know

Family breakdown in the Cayman Islands is both an emotional and lengthy legal process. If the parents are married, then…

Changes To The Maternity Unit & The Health Services Authority

The Covid-19 pandemic changed all our lives and the way hospitals functioned to keep patients, staff and communities safe and…

Quick and Easy Cooking Recipes for Young Adults

During the Covid-19 pandemic many of us found ourselves in our kitchens rediscovering how and what to cook. Being able…

What We Miss The Most - A poem by Krishmar Santokie & Isaac Williams

  No book pages turning, No chairs moving, No running down the hallway, No site of our friends, These are…

Half Term Break: 10 Activities, Events & Things to Do in Cayman

February half term is a welcome break from school for the kids, but for parents, nannies and other caregivers it…

This site uses cookies.
Configure
 
Read our privacy policy

You can read more about our privacy policy here.